• Voluntary Benefits

Your Options

To maintain the right balance and security in your life, you may need support outside of the traditional core benefits. Click on each topic below to explore these additional options.

Accident Insurance

Accident insurance helps you pay for out-of-pocket expenses associated with an off-the-job accident. The plan does not coordinate with other coverage, so benefits are paid on top of any existing medical coverage. Amounts paid depend on the injuries you suffer and treatment you receive.

You can use the benefits you receive as you see fit to support your recovery, such as to pay for:

  • Ambulance and emergency room costs
  • Deductibles and coinsurance from your medical plan
  • Child care needed so you can attend doctor’s appointments
  • Bills and other everyday expenses that may be harder to cover due to lost or reduced income

Additional benefits may be available for certain injuries, such as dislocations, fractures, burns and more.

You have two accident insurance options: the Low Accident Plan will cost you less out-of-pocket than the High Accident Plan, but the payout for covered services will be lower than the High Accident Plan benefit.

Critical Illness

Critical illness insurance helps pay the expected and unexpected expenses that come from diagnosis of a covered critical illness, such as cancer, heart attack, stroke, kidney failure, Alzheimer’s Disease or major organ transplant. This coverage can help provide important financial protection for your family, so you can focus on what’s really important—getting better. You will be able to select your level of coverage, so you can make sure you have the right protection for your family.

You may choose a level of coverage of $10,000, $20,000 or $30,000. Your spouse and/or child(ren) can also be covered, up to 50% of your coverage amount.

The cost of this benefit is based on your age and the coverage level you elect. You may view rates in Workday during the enrollment process.

Hospital Indemnity Insurance

We are pleased to provide a voluntary hospital indemnity insurance plan option through MetLife. The plan is a great way to complement your existing medical coverage. It gives you a lump sum payment to help you pay for out-of-pocket hospitalization costs. If you enroll in the Cigna Consumer Driven Health Plan (CDHP) Option 2, you are automatically enrolled in coverage at no cost to you. If you enroll in another medical plan, you may still elect this coverage for an additional cost.

What you need to know:

  • You and your eligible family members are guaranteed coverage.
  • You can use the lump-sum payment to help cover unexpected costs that result from a hospitalization.
  • For your convenience, premiums will be automatically deducted from your paycheck.

Auto & Home

Farmer’s Auto & Home group insurance program is available to you as a voluntary benefit through Sunrun. As part of the program, you have access to unique savings on auto and home insurance, as well as a variety of other insurance policies, including coverage for boats, motorcycles, precious belongings and more.

See how much you could start saving today:

  • Qualify for a group discount of up to 15% off your policy.
  • Receive extra savings if you’ve been with Sunrun for a long time.
  • Save more with our superior driver discount.
  • Make the most of our multi-vehicle savings when you insure more than one vehicle with Farmers Auto & Home.

Call (800) 438-6381 or visit myautohome.farmers.com to enroll.


MetLaw (Hyatt Legal), a prepaid legal plan, allows unlimited access to a nationwide network of more than 14,000 attorneys who can be used for a wide range of services including will and estate planning, traffic tickets, identity theft, IRS audits, eldercare, home purchases and other common personal legal issues. There is no deductible, no limit on covered services and no claim form needed. Considering the national hourly cost of legal counsel is as high as $290, paying for one hour of services on your own is more than the yearly cost of MetLaw. Consider joining the nearly three million Americans who currently use MetLaw!

Cost Per Paycheck: $7.62 (employee only)

Identity Theft

Identity theft insurance from LifeLock offers protection from fraudulent activity by constantly monitoring your data, scanning for threats and resolving issues on your behalf. Hundreds of millions of transactions are scanned per second, and you receive alerts if any suspicious activity is detected.

We offer two identity theft insurance plans: the LifeLock with Norton Essential Plan and Premier Plan. Both plans include enhanced features designed to protect your identity online and off. These features include:

  • Parental controls to help you monitor your kids’ online activity and protect them from predators
  • Safe and secure cloud-based storage for your important files and documents
  • A password manager to help you create and store all your online passwords safely and securely in one place
  • The SafeCam, which alerts you to attempts to access your webcam
  • Protection against malware
  • A firewall to protect your files and financial information

In addition to these features, the Premier Plan includes access to credit reports and scores, as well as bank takeover alerts.

You pay for the cost of coverage. The following premiums show the cost of coverage per paycheck:

Pet Insurance

Sunrun offers you the opportunity to enroll in voluntary pet insurance through My Pet Protection® from Nationwide. Not only can you save five percent on coverage for your pet, you can visit any veterinarian—even specialists and emergency providers. You can rest easy, knowing that your faithful companion is covered!

From basic coverage for general wellness services to coverage that runs the full gamut, such as accidents, illnesses, serious/chronic conditions, procedures and more, you have the ability to choose the plan that fits your needs and budget.

Call (877) 738-7874 or visit www.petinsurance.com to enroll in Nationwide’s pet insurance today!

Provider contact information

Accident, Critical Illness, Hospital Indemnity and Group Legal Plan

  • Phone: (800) GET-MET8 (438-6388)
  • Website

Auto & Home Insurance

Identity Theft Insurance

  • Phone (Pre-Enrollment): (866) 917-2555
  • Phone (Post-Enrollment): (800) 607-9174
  • Email
  • Website

Pet Insurance

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